I really don't know what you guys are complaining about. And I'm not sure but I think some of you are using the rating system wrong. Rate it if you have the card, not if you get denied. That being said, I think this is one of the best cards I have. No APR for a year and a half. I got the card with a $2000 limit and it's been raised twice. Once to $2300 and now it's $2800. The customer service is great. I got it when I was 19 years old and had a perfect credit history. I still do. Credit score of nearly 730 at the time.

Not sure what to do with this account. Have had a zero balance on it for a few years. Used to be a Circuit City card which was eventually transferred over to a Slate card. There are absolutely no rewards to speak off. I much rather have a Chase Freedom but scared to close the card.

Approved with a 680 FICO, CK score was a 633 and still showed balances on accounts that were paid off and closed over 6 months ago and this info on the other 2 agencies reports is correct up-to-date. The credit card balances are also over 3 months old. Not a very accurate credit monitoring system. As far as the card itself, it has a great intro APR of 0% for 15 months, but no rewards at all. 

    Excellent card! I was approved with a 720 CK score and a 695 Trans Union for a 2500 limit 15 months no interest and zero transfer fee. Also includes blueprint which I really like the concept. Also includes and RFID that I am not interested in. I called customer service and they will ship me a new card without RFID. Also the customer service rep was extremely friendly and knowledgeable. P.S. THANKS CREDIT KARMA! You free service empowered me to understand my finances and how credit is calculated in much better detail. Over the past 7 months I have been paying down balances and watching my CK score so I could determine when I could transfer my remaining balances onto zero percent interest cards and then work towards paying them off. It recently all came together and I was able to get two zero percent interest offers from Credit Karma’s directory and I now have all of my credit card debt at zero percent interest for the next 15 months. THANKS CK, you are providing one of the most empowering and valuable services I have used!

 a 780 score and no debt .....they turned me down !!!

Got this card a few months ago expressly to transfer another card balance and park it for 0% interest to retire the debt faster. Card came w/ 11.99% interst and a 20k credit line. Way better than I expected!! No complaints here.

I've been looking to transfer a balance (~5k) from a standard Chase MC and this offer is intruiging because the balance transfer fee is waived. I did notice the following in the Pricing & Terms: "We may decline to process any balance transfer request and will not process a balance transfer request from any other account or loan that we or any of our affiliates issued, or balance transfer checks made out to cash or to any cardmember." So, if my current balance I want to transfer is with a Chase card, does that mean I won't be eligible for a balance transfer?

 This card is alright...nothing special but it works well for building credit. It was my first non-store credit card and I have had it for 4 years. Just keep your revolving balance low and pay on time...took two years but they eventually moved my CLI from 1500 to 2500 and lowered my interest rate from 17.25% to 11.99% and I didn't even request it. No perks, but lower interest for general expenses is always good.

Got this card afew years back , have a 21K limit only use it whenever I get a convenience check with o% interest rate for the life of the loan or six to a year period. However, they have stopped giving out these 0% loan anymore. Too bad. I was a great investment cash for me.

I got this card 2 years ago when I was in the process of re-building my credit.  I had a 685 and they gave me a $800 limit at 21.99%.  That wasn't too bad at the time, considering my circumstances.  However, now that my score has improved to a 771, they have rewarded me with a $2,500 limit and the same 21.99% APR.  I currently have two other cards that are a minimum of 4x that limit each, both with lower APRs. There are no rewards or cash back, their only real selling point is the blueprint tool online.  I'm sure that is helpful for people who do not understand APR's and need help figuring out the most cost effective way to pay down debt, but for those of us that don't carry balances month to month or understand the principles of compounding interest, its useless.  For a card with this high of an APR, the card benefits are a joke. This is probably a great card for people with mid to high 600 credit scores, but I would recommend that people with more options look elsewhere.  I'm going to keep the account open for now, as it is my second oldest account, but I don't even carry the card daily.  Its strictly for emergency use only at this point.

 Applied because of low intro APR offer to people withgood credit. Got approved with 744 score according to Chase.  Card shows up, my APR is 21.99% with $1000 limit!  Why would I want a card with a lower limit AND a higher APR than I currently have with Citi.  Cancelled it immediately and will never do business with Chase.  Classic bait and switch scam!