Chase Sapphire PreferredSM Card

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Sample Size: 551
Data Created: May 01, 2012

Offer Details for Chase Sapphire PreferredSM Card
Introductory
APR
Regular
APR
Balance Transfer
Intro APR
Balance Transfer
Regular APR
as low as as low as
Not
Applicable
15.24%*

Variable

Not
Applicable
15.24%*

Variable

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company overview

Chase Card services offers a diverse assortment of products and benefits for consumers’ credit needs, such as rewards cards, travel cards, miles cards, business cards, student cards, as well as its most popular credit card, the Chase Freedom card. Chase also has numerous partnerships with retailers and merchants for co-branded credit cards backed by Chase. Credit cards are issued by Chase Bank, the banking subsidiary of JP Morgan Chase & Co and one of the biggest banks in the United States. Chase Bank provides personal banking, small business, mortgage, auto finance, investing, and a full-service array of banking services.

Chase Bank, formerly known as Chase Manhattan Bank, grew rapidly in the past decade, merging with J.P. Morgan & Co. in 2000 and renamed to Chase Bank. Today, Chase is one of the biggest banks in the United States. Established over 200 years ago, JP Morgan Chase & Co. is a global financial services company with more than $2.1 trillion in assets with operations in 60 countries.

Reviews

50 Reviews

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Most Popular Comment

+3

  This is my go-to card. Even with the fee it's a definite keeper. If you travel out of the country at least once or twice a year and earn enough rewards that more than offset the annual fee, there aren't too many rewards cards I can think of at the top of my head that surpass this one. All my chargeable expenses are put on this card. Like any other card, always pay the balance off in full as soon and as often as you can. The moment you start falling into the interest-trap is when you negate any benefits the rewards program may offer. Barring any drastic changes to the program, I can see myself using this card indefinitely.

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brianb032 8 months ago

Approved with 5K credit limit after 3 weeks. CK 752, 1 year 1 month AAoA with only 1 credit card, required copies of ssn and utility bill to verify identity, no history with prior Chase.

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varyth 1 week ago

I was approved for Sapphire Preferred yesterday. My TU and EX are 706 and 678. I was surprised to be approved. I thought Sapphire required higher standards. Is the $5k minimum credit line just hearsay or verified? Any other similar cards with good starting lines of credit that have been known to approve as easily as Chase Sapphire? Thank you very much.

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Anonymous 1 week ago

Hello folks, I want to apply for chase sapphire preferred credit card. Dont know how to apply. My CK score 724, Vintage score 749. i dont have an account with Chase now. Anyone please answer me how to apply?

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sharifzaman 1 week ago

Awesome card. Transfer of points 1=1 with select partners provides a great value

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tomperkins77 3 weeks ago

CK 776, CS 785. Applied onlne for the bonus 40K points offer. Not approved instantly, and figured I'd have to call them, but 2 days later unprompted was approved for 10K limit. Already held Chase Freedom Signature ($5K limit) and Chase Amazon Rewards ($3K limit) so that may have entered into the equation for approval as well as credit limit.

Earlier this year got the Citi Thank You Preferred card with 60K bonus points, no annual fee and 2X points on all purchases for the first year. Seemed like the best offer at the time, but the Chase Ultimate Rewards site offers 20% discount on points redeemed for travel services. That'll save significant points, e.g. same flight on Citi Thank You site = 52K points, Chase Ultimate Rewards = 38K points.

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almarklin 3 weeks ago

Just applied at a Chase branch.. CK score of 713, EX score of 705.. Immediately approved for $8600 credit limit! WIll receive in the following week! Can't wait!

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frannyx3 4 weeks ago

So far so good.  I like this card.  I was approved with CK score of 758.  I think my FICO score was around 765 when I applied.  I really like the feel of the card.  Definitely unique.

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Himanot 4 weeks ago

CK 665, FICO 712, already had Chase bank account for 3 1/2 years and student loans account. Instantly approved for $5700 CL. Took a chance applying as it said my chances were poor, but I would rather have the card I wanted or nothing at all than to get a card I would regret owning later on. Thankfully it was worth it! Still to get my card, but have talked to CS on the Sapphire service line twice and it's been the best CS experience I've had yet dealing with any CC CS line, instant connection and the nicest CS reps!

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gnovi 1 month ago

Approved with 5k limit after calling them.  CK score of 763.

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ANTIverson 1 month ago

FYI: Chase uses Experian when they pull credit reports, if that's helpful to anyone out there!

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hotkachina 1 month ago

 

Chase's official stance is that the bureau they pull is random. But I believe it depends on which state you're in.

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SwiftTone 1 month ago


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