Chase SapphireSM Card

4.45 44 Reviews Write a Review

See All Credit Cards Reviews

Search Reviews

Know a specific product you’d like to review?


COMPARE HOLDERS OF THIS CARD

CHOOSE A COMPARISON
Credit Score
Credit Limit
Current Balance
Credit Limit Utilized
60+ Days Past Due Status
Age of Card Holder

Sample Size: 429
Data Created: May 01, 2012

Offer Details for Chase SapphireSM Card
Introductory
APR
Regular
APR
Balance Transfer
Intro APR
Balance Transfer
Regular APR
as low as as low as
Not
Applicable
15.24%*

Variable

Not
Applicable
15.24%*

Variable

Apply for this card

company overview

Chase Card services offers a diverse assortment of products and benefits for consumers’ credit needs, such as rewards cards, travel cards, miles cards, business cards, student cards, as well as its most popular credit card, the Chase Freedom card. Chase also has numerous partnerships with retailers and merchants for co-branded credit cards backed by Chase. Credit cards are issued by Chase Bank, the banking subsidiary of JP Morgan Chase & Co and one of the biggest banks in the United States. Chase Bank provides personal banking, small business, mortgage, auto finance, investing, and a full-service array of banking services.

Chase Bank, formerly known as Chase Manhattan Bank, grew rapidly in the past decade, merging with J.P. Morgan & Co. in 2000 and renamed to Chase Bank. Today, Chase is one of the biggest banks in the United States. Established over 200 years ago, JP Morgan Chase & Co. is a global financial services company with more than $2.1 trillion in assets with operations in 60 countries.

Reviews

44 Reviews

Have an opinion? Review this Product

Most Popular Comment

+7

Got approved for this in December 2009 when I was 20 years old with a CK score of 743. They gave me a $10k limit.  It's now June 2011, I have made every payment on time and never carried a balance, and they just raised to credit limit to $14k out of the blue. However, I've found the credit limit doesn't really matter on this card and the no preset limit holds true, there are months where I've charged $15k-$20k on the old $10k limit and never had a declined transaction. And my old Capital One student card I got when I was 18 still has a $750 credit limit. I've called a couple times to ask for an increase to no avail...

Reply

aaron12345 11 months ago

Approved for $6k. CK 754.

Reply

hk908 1 week ago

CK 749, age 19, 1 year of credit history. Instatly approved! I honestly wasn't expecting to be :) Currently have $4800 visa/mastercard limits, and $2800 store cards, 6% credit useage. Even though I don't expect it, getting a limit to push over the $10,000 mark would be nice.

Reply

indigovr 1 week ago

Instant approval online.  CK Score - 682; CL - $12K.

Reply

coredump 3 weeks ago

Just applied online with a score of 693, my approval odds said they were "fair", so I was nervous but I got approved with 2 credit cards under my belt one with a 400 dollar credit limit from best buy the other from citi with 800 dollar credit limit,  best buy card is payed off in full and the citi has a current balance of 140, longest line of credit is 1 year 8 months never missed a payment either, hope this helps people.

Reply

abciscool 4 weeks ago

I got instantly approved. CK 769, 21 year old, $10,000 CL. I'm excited to use this card. It will get me to start using my Visa more because it is a Visa Signature card. (I've been using my American Express for all the perks like insurance, warranties, etc. but a bit dissatisfied with the not too strong network or rewards programs.)

Reply

Wyfind 1 month ago

Approved.. CK697, FC694, EQ665, TR725..   CL $5000.00

Reply

rpoole214 1 month ago

Just got Instantly Approved Online. 734 CK. 760 EXP $6,200 CL. 22 Years old. Age of oldest account was only 2yrs 2m. First real Credit Card with a nice limit, the only other regular card I had was a $300 CL student card. (although I have a few store cards with higher limits). Don't understand why it lowerd my CK score 3 points now though, but whatever. Its a nice card to have !

Reply

fero4u123 1 month ago

CK746 - INSTANT APPROVAL

Reply

valdesr11 1 month ago

Declined said my income was too low.

Reply

Nick5020 1 month ago

Very pleased with this card. 1) The 50k bonus points after spending 3k in the first 3 months is a great perk. 2) I called to inform them of some travel my wife was doing, and was connected directly to a real live person, not any sort of automated thing.  He was very helpful and I was off the phone in no time. 3) The card itself is very cool.  You WILL get comments on it. Approved instantly with 763 credit score.

Reply

tijag 2 months ago

Add Your Review Of Chase SapphireSM Card

1. Rate this Product from 1 to 5 Stars
Hover over your selected number of stars and click your mouse:

(1 Star = Lowest, 5 Stars = Highest)

3. Choose Your Posting Identity

Submit Your Comment
Receive Email Alerts

We'll alert you when a new review or reply is posted.

Commonly Selected Products

Members who viewed this card applied for these cards

Welcome to Credit Karma! Like our service? Share the karma and recommend us on Facebook.