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Data Created: May 01, 2012
Chase Card services offers a diverse assortment of products and benefits for consumers’ credit needs, such as rewards cards, travel cards, miles cards, business cards, student cards, as well as its most popular credit card, the Chase Freedom card. Chase also has numerous partnerships with retailers and merchants for co-branded credit cards backed by Chase. Credit cards are issued by Chase Bank, the banking subsidiary of JP Morgan Chase & Co and one of the biggest banks in the United States. Chase Bank provides personal banking, small business, mortgage, auto finance, investing, and a full-service array of banking services.
Chase Bank, formerly known as Chase Manhattan Bank, grew rapidly in the past decade, merging with J.P. Morgan & Co. in 2000 and renamed to Chase Bank. Today, Chase is one of the biggest banks in the United States. Established over 200 years ago, JP Morgan Chase & Co. is a global financial services company with more than $2.1 trillion in assets with operations in 60 countries.
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Great Card. Low APR. Great Cash Back rewards.
philkirouac 3 weeks ago
I got this card nearly a year ago and am quite happy with it! In addition to the $100 cash back (as was the promotion at the time) I have since gotten an additional $200 cash back since. I pay attention to the categories that offer the 5% cash back and make sure to utilize them. When I applied I was instantly approve with a CK score of 715 for $1000. I've been rebuilding my credit for the past 4 years now and don't have any real estate so that may factor into my lower credit limit. On a side note I was recently approved for another Chase card, the Mileage Plus Explorer card. Was not instantly approved, but was given a credit limit of $5200 upon approval (only found out because I checked my Chase account and saw a new credit line available to me.) Current CK score is 712 (doesn't factor new credit line)
jennybeth032 2 months ago
A good card in features, and a high credit limit- but Chase bumped up the APR a LOT when I got hit with one 30+ late on my credit report about two years ago on an unrelated card. (a Capital One) It kills me cause the 30+ late was due to a annual fee on a card i forgot I even had.... Regardless I'm saddled with the high APR still two years later with no further blemishes on my report, and Capital One, the card that I makde the 30+ late payment lowered the APR back on their card and refunded the late fee after I explained to them what happened. I still use the Freedom card, but don't carry a balance to get the 5% back on gas and whatnot. I suppose I could try to open a Sapphire card or maybe an Amazon thruCchase get a lower limit and try to combine cards- but since I'm not carrying a balance anymore its a moot point. Bottom line nice features, huge limit and reasonable APR initially- but don't make a little mistake and carry a balance. When CHASE smells blood they go for the jugular.
jjy111 3 months ago
the rewards for 2012 for this card are terrible! No value added here at all. I don't think I'll be using it.
cykesummers 4 months ago
Okay, I am relatively new to this card, but thusfar I like it. I really like the 5% cash back on purchases and the $300 credit they have given me for mearly opening an account. Time will tell with this card, but so far, Chase is off to a strong start with me.
diabolique121 4 months ago
I have this for 7 yrs. I had Capital one card before and Citi card also. But I closed CapitalOne card and never use Citi. I love this one. As everyone says, no annual fees and excellent rewards program makes this the best card.
Anonymous 4 months ago
I have had this card (prior version as well) for almost 5 years now. This card has one of the best rewards program along with no conversion fees for international usage and collision coverage on car rentals. Reporting fraudulent chareges was a breeze and get my replacement card in 2 days. All in all an excellent card to have in your wallet.
Anonymous 4 months ago
this card is very good
Anonymous 5 months ago
Excellent card - No annual fee - Rewards for using the card are excellent. In fact because I recommend the card and service so highly I have changed my primary bank to Chase.
mema44 7 months ago
I have never been more pleased with any credit card. I have had excellent customer service. (1 disputed charge) and more importantly have maintained the excellent (7%) rate for several years now. They notified me of a rate increase once , about 2 years ago, but recanted and kept my rate when I called them to complain. In addition, when I needed an increase in limit for some work I was doing on my house, they quickly approved the increase allowing me substantial savings against the alternative home improvement loan. I also receive points for purchases and have gotten more than $400.00 back on rewards program. I love this card.
carllerm 9 months ago
Your one of the LUCKY few!!
kemper60 7 months ago