Chase Freedom® Visa

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Sample Size: 2,706
Data Created: May 01, 2012

Offer Details for Chase Freedom® Visa
Introductory
APR
Regular
APR
Balance Transfer
Intro APR
Balance Transfer
Regular APR
15 Months as low as 15 Months as low as
0% 12.99% – 22.99%*

Variable

0% 12.99% – 22.99%*

Variable

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company overview

Chase Card services offers a diverse assortment of products and benefits for consumers’ credit needs, such as rewards cards, travel cards, miles cards, business cards, student cards, as well as its most popular credit card, the Chase Freedom card. Chase also has numerous partnerships with retailers and merchants for co-branded credit cards backed by Chase. Credit cards are issued by Chase Bank, the banking subsidiary of JP Morgan Chase & Co and one of the biggest banks in the United States. Chase Bank provides personal banking, small business, mortgage, auto finance, investing, and a full-service array of banking services.

Chase Bank, formerly known as Chase Manhattan Bank, grew rapidly in the past decade, merging with J.P. Morgan & Co. in 2000 and renamed to Chase Bank. Today, Chase is one of the biggest banks in the United States. Established over 200 years ago, JP Morgan Chase & Co. is a global financial services company with more than $2.1 trillion in assets with operations in 60 countries.

Reviews

266 Reviews

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Most Popular Comment

+5

just wanna add, it's "1.5 year credit history".
I still appreciate Credit Karma company provides this free service. In addition, I truly found lots of information about various credit cards, and I do hit those links. Thank you Credit Karma.

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pomo20010 2 years ago

CK recommended this card with "Good" approval odds. I have a CK score of 664 and all 3 bureaus report around 690 as my score. I applied and was instantly approved with the balance not being shown. I received a letter in the mail for a limit of $3000 and no APR for 15 months, 5% cashback on groceries and movies, and 10,000 point bonus after $500 of purchases in 90 days. Hope my experience will be great with this card, I just got it. Will report back in a few months.

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catalyst13 1 week ago

BEST CARD I EVER HAD, IN LESS THEN 3 MONTHS MADE OVER 100 DOLLARS IN REWARDS

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jsblefty 2 weeks ago

Dont apply for this card I  was told that i had a good chance of getting after applying  I was denied by mail. I called and they say the reason is not enough accounts opened for more than 2 years. but i apply for citi  foward card  the same day as the chase and got approve for 6,000

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idcooper28 2 weeks ago

 PAID OFF THIS CREDIT CARD ON MARCH 30, 2012 JUST LAST WEEK!!!!!!!! MY BALANCE IS NOW ZERO! I WAS SO BLESSED AND THANKFUL FOR THE $800 THAT CHASE ALLOWED ME TO HAVE. THANKS CHASE... CHOOSE CHASE THEY ARE GREAT!!!!!!!!!

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Anonymous 1 month ago

I applied for this card and was hoping to get approved since the site said / showed a low score approval rate. I had just did an new car loan with my credit union and have a credit score of 610. The instant approval didn't go through so I knew I would be denied. About a week later the declined letter came through. I ended up going back to my credit union that gave me my auto loan and they gave me a 10% rewards visa with a 2000.00 credit limit.  I won't be applying for any other cards and will see how much my score changes with the additional card and only use it for rewards purchases that I can pay off each month.

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bergman62 1 month ago

 So i applied for this freedom visa card 10 days ago and they checked only my experian which has the highest score (thank god) of 640. I received the letter stating i wasnt approved : ( but thanks to this site and some research i called the back door number i found on here and spoke with a rep who re processed my app and with-in 2-4 minutes i was APPROVED ! $600. credit limit (low) but not bad i gotta start sumwhere. It was originally denied because not enough revolving accounts to establish credit apr is 22.99% ill pay bal every mnth tho yay !

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Anonymous 1 month ago

CK score 662. Income 98K. Applied from a pre-approved offer. Instantly approved. Got a 3K credit. 

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Anonymous 1 month ago

I have had this card approx 5 years. My "due date" is the 13th each month. I pay it off in full every month on the 12th. But any new purchases made on the 13th through the 16th each month always show up as "balance owed" on my statement...so it appears to others that I  carry a balance every month ...when in reality  I pay off  purchases every week online! I feel this gives a very inaccurate picture of my credit card balance. I do like the 1% to 5% cash back, that is the ONLY reason I keep this bank and credit card.

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sheylal 2 months ago

 
+1

The statement balance is your balance on the statement date. The due date is when your payment is due. Now that you know the difference, perhaps you can figure out why having a zero balance on the due date is unrelated to the balance on your statement.

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ripper82 1 month ago


THIS CARD WAS GREAT WHILE IT LASTED... BUT MY TIME IS UP! I PAID IT ALL BACK... BEFORE A YEAR EVEN CAME, I WOULD KEEP IT BUT I DECIDED I AM GOOD FOR NOW. I'M STILL WITH CHASE BANK GOING ON 3 YEARS NOW... THOUGH. SO EITHER WAY I'MA BE STRAIGHT.

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Anonymous 2 months ago

One of the best cards in my portfolio. The revolving cashback categories are too good. The 300 joining bonus made it even sweeter. No problem faced till now.

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bbayan 2 months ago

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