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company overview
New Millennium Bank is a full-service bank serving consumers in New Brunswick and Somerset in the state of New Jersey. New Millennium Bank generates commercial, mortgage, and consumer loans, as well as receive deposits from customers. Personal banking services include checking, CDs, money market accounts, savings, home equity lines of credit, personal loans, cash reserves, and more. New Millennium Bank also provides additional services such as ATM and debit cards, bank vault boxes, telephone transfers, identity guard, and Switch Kits, which provides consumers with resources to help transition them into New Millennium Bank. Online banking is also available, as well as an online resource center with helpful articles and links to suggested websites. Customer services is available in branch, by email, fax, telephone, and mail.
Headquartered in New Brunswick, New Jersey, New Millennium Bank opened its doors in 1999 and serves New Jersey customers in locations in New Brunswick, Franklin Township, and Somerset.
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google new millennium complaints...I applied for this card, paid the $99 app fee, but after researching it more I think I am going to skip this one, and just be glad I'm only out the $99.
retrolady 2 years ago
orchard bank secured credit card is much better. that is what im leaning towards.
DWEC51 2 years ago
No grace period means I pay interest on every purchase even if I pay in full each month.
And $59 annual fee. There are much better deals out there.
Wolf3 2 years ago
There is NO grace period for this card. It's NOT a good thing if you're new to credit (which is the point of the card - right?)
txba663 2 years ago
There are lots of credit cards designed to rebuild credit, examples:
First Premier, Orchard, Indigo, HSBC, Imagine all will give $300
starter credit, if you behave, they'll raise it all the way to $3000
tpwild 3 years ago
First Premier!!!! Are you nuts. They are the most predatory bank in the US!! They have 3 fees upfront totlling well over half the $300 AND now have a 59.9% on all purchases. With the new law where you cannot charge more than 25% in fees of your deposit, you can see how they have reacted. They are always in articles as to being the poster child for how banks rip you off. You need to do aLOT more homework!!
crlevy 1 year ago
there should be some way for people with low or no credit to get a card to build credit
blackhelper 3 years ago
Be sure to read the terms and conditions. They are not checking credit here but rather using collateral to determine credit approval and amount to be approved. In the terms, it states they are going to put equal the amt u r willing to put into a new savings acct with them. If you put $1000 in the acct as collateral, they will give you up to $2000. In my opinion, if you had it like that, you wouldnt need a credit card in the first place! Read the FINE print; it makes a difference in your decision to apply.
VirgoStylist 3 years ago
I am unclear what happened they collected my bank account info but didnt charge anything so i am wondering if it whent through ok and if it did when do i get my card
calebbly 3 years ago
There needs to be a credit card that is a second chance card and will help you take the risk of offering at least a 300.00 dollar credit limit so we can rebuil credit without an annual fee and this fee and that fee. Everyone deserves a second chance to fix what they may have screwed up at young ages
Amanye 3 years ago