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company overview
Discover Card, offering credit card types ranging cash rewards, miles, business, prepaid, rewards, debit, and student cards, are issued by Discover Bank and transactions processed by the Discover Network payment network. Discover is considered the pioneer for credit card cash rewards with its "Cashback Bonus" program, one of the most popular cash reward programs to this day. Discover Bank is a subsidiary of Discover Financial Services, which also owns the payment processing businesses Pulse, a leading national ATM/debit network, as well as Diners Club International, which is accepted in more than 185 countries and territories.
Established in 1986, Discover Financial Services is one of the largest banking and payment companies in the U.S and the third largest national credit card brand.
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yourmanstan said it all.
Wesha 2 years ago
Not confusing at all. You get 5% cash back rewards on certain categories that change every quarter. The 5% category cash back limit per quarter is $400 in purchases, or $20 in rewards. Cash rewards for purchases outside that quarter's category will get you a fraction of a percent until you have spent a certain amount of money on the card. Not worth it for those purchases outside the quarterly categories. Use another card for those.
allmodcons 3 years ago
VERY confusing rewards program. several tiers of spending affect what rewards you actually get, plust its discover which is not widely accepted, plus you have to manually redeem your rewards.
yourmanstan 3 years ago