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Sample Size: 393
Data Created: May 01, 2012
company overview
Citi Cards holds the distinction of being the world's largest provider of credit cards, serving more than 150 million accounts and representing the largest consumer business within the global financial services giant, Citi. Citi Cards offers the full range of credit cards, from basic cards to rewards cards. Citi Cards also recently released what they claim to be the “second generation of credit cards”, the Citi 2G Cards, that carries a microchip that allows consumers to choose between credit or rewards points options embedded as buttons on the credit card's face. Citi Cards are available online or at Citibank branches, which offers basic banking, lending, and investment services.
One of the largest full-service banks in the world, Citibank is a major international bank serving more than 100 countries and 200 million customers. Citibank was founded in 1812 under the name City Bank of New York, and today is part of the global financial services giant Citi with the motto, “Citi never sleeps”.
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Great card, great limits, fantastic 2 year 0% on charges and balance transfers
Cland1236 5 months ago
Great card and excellent customer service. points arnt great like the capital one venture, but I like this card because I have 0% APR for 2 and 1/2 years! Thats worrth it to me!
bjenson4u 9 months ago
Citicards has several good cards, however; there aren't much for customer service. Hubby and I have stopped doing business with Citi because we felt like numbers rather than people.
Kittykatkhan 1 year ago
CK Score of 756, 60k per year income, I was immediately approved with a 10,900 limit! And a 10% APR after the 12 months at 0%. Haven't used it yet and not sure about the point system, but very excited about the high limit and low APR.
coffdrop 1 year ago
I've had this card for 3-4 years. Never had an issue, and my APR keeps going down. It's been stuck at 7.74% for a year or two now. Points aren't HUGE, but I've definitely gotten a bunch of gift cards out of it over the years just with regular usage. Two thumbs up.
briansemerick 1 year ago
Thanks for the info. I have this card too and am very happy with it. It looks like a Black card which is a plus and I've racked up a lot of points on it. Used it recently for my hotel stay at the W in New York for the holidays and still have points left over. How exactly are the cash back cards better?
dmccomas 3 years ago
I have this card. Mostly because they were offering 10,000 bonus points on sign up at the time. Best rewards-points system I've seen (bust still not as good as cash-back cards). Equals 1% rewards in gift cards (large selection) if you can reach 10,000 points. Was my primary card until I recently switched to Capital One No Hassle Cash Rewards.
faerievert 3 years ago