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Sample Size: 327
Data Created: May 01, 2012
Offer Details for Citi® Diamond Preferred® Card
| Introductory APR |
Regular APR |
Balance Transfer Intro APR |
Balance Transfer Regular APR |
| 18 Months | as low as | 18 Months | as low as |
| 0% | 11.99% – 21.99%* Variable |
0% | 11.99% – 21.99%* Variable |
company overview
Citi Cards holds the distinction of being the world's largest provider of credit cards, serving more than 150 million accounts and representing the largest consumer business within the global financial services giant, Citi. Citi Cards offers the full range of credit cards, from basic cards to rewards cards. Citi Cards also recently released what they claim to be the “second generation of credit cards”, the Citi 2G Cards, that carries a microchip that allows consumers to choose between credit or rewards points options embedded as buttons on the credit card's face. Citi Cards are available online or at Citibank branches, which offers basic banking, lending, and investment services.
One of the largest full-service banks in the world, Citibank is a major international bank serving more than 100 countries and 200 million customers. Citibank was founded in 1812 under the name City Bank of New York, and today is part of the global financial services giant Citi with the motto, “Citi never sleeps”.
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even with 735 score card did not get approved..disapppointed..
Anonymous 1 day ago
Would not offer me a card, said I missed a payment on my current card. This is boggus as I have never missed a payment on any card in my life.
suave262 4 days ago
Approved 13.5K, they were offering 5k a first. I said needed more for balance transfer. They used Experian so TU/CK score didnt matter for this card. Havent recieved yet. CK said fair. No expidited ship like AMEX, Im kinda used to overnight delivery. Easy to get person on the phone.
nbirnbaum2 6 days ago
Great APR with a Great starting BT offer of 18 months. I recommend for everyone that wants to get 0% card to consolidate balances. The regular APR isn't so bad either compared to other Prime Cards and there is no annual fee. This is not a rewards card, so if that's what you are looking for, then not for you. Besides the BT offer at opening account, they regularly offer Cash Back bonuses to apply for the card. Wait for a good one... Mine was $300 after first use credited to my account after 1st statement cut. Also... the card looks GREAT! :)
scoley9127 1 week ago
I'm a student in college. I don't need anything special. I have an 'eh' credit score of about 639 or so (haven't checked the update) and got approved for $2,000. It's all I really need, especially sinceI travel often.
Anonymous 2 weeks ago
Great Card, got approved for $7,000. I have a 735 credit score with 2% utilizaion. and 2 1/2 years credit history.
bjenson4u 3 weeks ago
gave it four stars instead of five because the rewards suck! If they were like the thank you rewards then it would be awesome. DO SOMETHING ABOUT THIS CITI!
bjenson4u 3 weeks ago
applied with score of 736, all accounts paid on time for at least 8 years, disapproved. not worth the risk of receiving a hard inquiry on credit reports. beware.
gt1800 3 weeks ago
Approved. $3500 CL, Credit Score 775. I decided to cancel though, because I really don't have a reason for the card. I have others that offer rewards at 0% interest for 18 months and 0% interest for 12 months. Since I usually pay off my cards every month I figrued why carry another card.
Himanot 4 weeks ago
Disappointed with an approval for a CL of $1,000.00. Basically, there is nothing I can do with this card. Overall, a waste of my time.
Geo4505 1 month ago
Just got approved for $3700 with a CK score of 758. I actually got a letter in the mail recently offering a 18% APR rate on this card after the first 18 months, but after just applying through CK, I was given an 11% APR. Maybe it's because my score has changed since pre-screened mail offer was sent? Even so, I'm pretty sure I'd be locked in at 18% had I responded to the letter :).
Anonymous 1 month ago