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| Introductory APR |
Regular APR |
Balance Transfer Intro APR |
Balance Transfer Regular APR |
| Until June 2013 | as low as | as low as | |
| 0% | 13.9% – 19.9%* Variable |
Not Applicable |
13.9% – 19.9%* Variable |
Capital One offers numerous credit cards to fit consumers’ needs, ranging rewards cards, competitive rate cards, student cards, secured cards, prepaid cards, and several co-branded cards. Capital One's Credit Card Lab also helps consumers determine which card is the right fit, with a quick online form to determine the best card offers according to each consumer's spending needs and finances, with results in about 60 seconds. Headquartered in Virginia, credit cards are issued by Capital One Bank and available in branch and online. Capital One serves banking customers in branches located primarily in New York, New Jersey, Texas, Louisiana, Maryland, Virginia, and the District of Columbia. Credit cards are available online to all customers nationwide.
Capital One, founded in 1988, is a Fortune 500 company and is a diversified financial services company, offering an array of credit, savings, and loan products for consumer, small business, and commercial clients.
So far, so good with this card. The rewards are pretty comparable to many others out there, with extra rewards earned on all entertainment purchases--So for those of you going to the movies, concerts, theatre, etc, it will prove fantastic. I give it three stars for not offering an intro APR, and for not offering the 2% cb on all purchases. Yes, I suppose I do have high standards. Obviously my credit score is lacking, or I would have shopped around more. But I knew Capital One was pretty much guaranteed. I'm just barely five years out of my BR, and really, more than anything, I appreciate Capital One and HSBC alike for giving me an opportunity to rebuild my credit. Capital One gave me an opening limit of $500 upping it to $750 after keeping my account in good standing for three months.
otioselyyours 1 year ago
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approved for this card two months ago. i have spent a little over 200.00 on the card all on music and already have close to 1400 points you get 5 points for every dollar spent in music stores , movies and concerts plus bonus points for paying your bill on time you also get 3 points per dollar spent for dining out. i spend on these things all the time and pay off balance every month so i get rewards for doing things i do anyway.if you are into entertainment and music you might want to consider this card.
Anonymous 8 months ago
aproved with a credit score of 650 with a cl of 500.00 and after 3 month they increase it to 750.00 nice but too much APR!
elisito90 1 year ago
did you have to call and ask them for a credit line increase or did they just give it to you automatically?
tomlevin1962 11 months ago
So far, so good with this card. The rewards are pretty comparable to many others out there, with extra rewards earned on all entertainment purchases--So for those of you going to the movies, concerts, theatre, etc, it will prove fantastic. I give it three stars for not offering an intro APR, and for not offering the 2% cb on all purchases. Yes, I suppose I do have high standards. Obviously my credit score is lacking, or I would have shopped around more. But I knew Capital One was pretty much guaranteed. I'm just barely five years out of my BR, and really, more than anything, I appreciate Capital One and HSBC alike for giving me an opportunity to rebuild my credit. Capital One gave me an opening limit of $500 upping it to $750 after keeping my account in good standing for three months.
otioselyyours 1 year ago