Auto Loans Reviews

Actually, it would depend how many more months you have left. If you save $70/mo for 36 months you save $2,520. Even with $300 added on at the end that's a savings on over $2200 over the life of the loan. Of course, if you refinanced to save $70/mo AND kept paying your original payment you'd save a ton in interest costs. Either way, it may be worth another look.

I used them to purchase my used truck. Their interest rate was so low, that even ford motor credit couldn't come close, and this was with average credit. Since getting this loan, my score is now 728. I certainly have no complaints.

 Nothing more than a bait and switch scam.  I was approved for an auto loan and sent a check in the amount I requested. Upon purchasing a vehicle and trying to use their check. I was told I did not meet their credit stipulations. Of which I was never made aware of. When asked to hear the recording of our conversation. Where such stipulations were explained. I was told it was for in house quality assurance only. What a friggin joke!

 when something sounds too good it more than likely is

I am financed on my vehical for another 3 yrs at a rate of 6%, How can I save a couple thousand bucks refinancing for 5.99% for 72 monthes? The math doesn't add up. Why don't I just add another hundred to my payment every other month and make the bill that much smaller? This smells of scam to me. Nice job creditkarma...made your money by all the "clicks" going on. But My credit score is way higher than you gavce me AND I have signature ability on car lowns. signature ability for some of you means, I can sign and drive with no money down!

They show 5 different refi options for me on Credit Karma.  My Credit Union has me at  5.3% & this company wants to "save" me money with a rate of 5.99 over 72 months rather than 36. What a JOKE!

I used Up2Drive to finance my car. Funny thing is, no one else would approve me despite having 5 years of credit history- no lates or derogs. The dealer I bought my car from was inexperienced with using Up2Drive's blank check(even though their a big dealership in the area) but that wasn't Up2Drive's fault. I got a lower interest with Up2Drive than I had with my previous car and their customer service department is amazing.

I refinanced my car loan with them last May. It was easy with no hassles. Aoolied on line had a response with an offer within a few minutes, faxed the information they needed and a check arrived in the mail within a few days

 I'm beginning to think Credit karma is a trap for loan sharks. Their Math for saving money is gobbly gook

The figures they provide are misleading.   My original term was 36 months at 3.8%.  They are offering 4.76% and charging a few hundred dollars extra, and trying to tell me I will save 1700 per year by lowering my payments!  This is based on my refinancing my remaining one year of the loan over three years!!  Hogwash!!!!

$300 MORE @ the end of the loan just to have the payment lowered $70 a month....RIP OFF !